Investment Position

Oh Captain, My Captain!

A: Allison, although the aim of the SECURE Act of 2019 was to remove what was typically referred to as the “stretch-out” method of distribution from IRA owners, I have discovered

February 12, 2021

Wealth Transfer

Understanding the True Risks of Becoming a Trustee for Family Assets

Q: Barbara wrote last week asking, “Dear Derek: I have been asked to be a trustee on behalf of our family’s assets. Should I accept this offer and what could it entail?” A:

November 25, 2020

Tax Mitigation

Could One of Your Biggest Tax Benefits Vanish in 2021?

Q: John wrote recently, “Dear Derek, I am hearing that under a Biden administration, he plans to remove an important advantage for retirees by removing the “step-up” in basis tax

November 19, 2020

Tax Mitigation

Two Steps Forward, One Step Backward?

Q: Tom emailed last week and asked this question, “Dear Derek, in light of Tuesday’s election, I am concerned that a Democratic outcome could wreck my well-designed estate plan. Is that true?

November 19, 2020

Yields? Did Someone Say Yield?

Q:Judy wrote and asked, “Dear Derek:The banks and my brokerage accounts aren’tpaying any interest on my savingsI received less than a dollar in interest last month and I have over

November 4, 2020

Tax Mitigation

Let’s Play Chess, Not Checkers

Q: Jim recently asked, “Dear Derek: I have multiple investment advisors, however, they focus primarily on growing my wealth, I curious what financial moves have you been advising your clients to do

November 3, 2020

Income Planning

Getting the Most out of Your Marriage Can Be a Good Thing!

Q: Mary messaged me via Facebook regarding this intriguing question, “Dear Derek: What if the majority of our assets are titled in only one spouse’s name (i.e., large 401ks, IRAs, etc.)

October 27, 2020

Income Planning

Perhaps a Smarter Way to Gift Going Forward?

Q: John emailed last week and asked, “Dear Derek: Over the years, I have loaned money to my immediate family and was wondering if that could benefit me in other ways going

October 20, 2020

Putting the “Right Bow” on the Gift Can Make All the Difference!

Janice asked a question that I get quite often, “Dear Derek, should I name a trust as my 401k or IRA beneficiary?” A: Janice, it depends on what the objective

October 14, 2020

Not So Fast, Mr. and Mrs. Retiree!

Q: Harold wrote, “Dear Derek, I have been reading about not having to take my required minimum distribution (RMD) in 2020. Is that true and how can I take advantage of this

October 13, 2020

Income Planning

Love Real Estate, but Ready to Dump the Toilets, Trash, and Tenants?

A: Bill wrote, “Dear Derek, I have always been a real estate investor. However, I have reached a point in my life where I no longer want to be a landlord. Is there

October 7, 2020

Income Planning

Eliminating the Six Biggest Risks Within Your Retirement

Q: Barbara asks, “Dear Derek, I have always been a long-term investor, but as I enter retirement what risks should I be aware of and how can I avoid them?” A:

October 6, 2020

Income Planning

Financial Advisor News

Build your financial knowledge with our Financial Advisory Blog

Oh Captain, My Captain!

Understanding the True Risks of Becoming a Trustee for Family Assets

Could One of Your Biggest Tax Benefits Vanish in 2021?

Two Steps Forward, One Step Backward?

Yields? Did Someone Say Yield?

Let’s Play Chess, Not Checkers

Getting the Most out of Your Marriage Can Be a Good Thing!

Perhaps a Smarter Way to Gift Going Forward?

Putting the “Right Bow” on the Gift Can Make All the Difference!

Not So Fast, Mr. and Mrs. Retiree!

Love Real Estate, but Ready to Dump the Toilets, Trash, and Tenants?

Eliminating the Six Biggest Risks Within Your Retirement

And Now, My Next Trick: State Income Taxes Disappear!

What is Your Financial Advisor Not Telling You?

Might the IRS have found a new way to tax my IRA by 40+% without telling me?

Connect With Us Your Way: Establish One on One Time With Our Staff

Derek A. Miser, NSSA

Samuel H. Tutko, EA

Charles W. Kite, Atty

Jeanne B. Miser, Atty

Subscribe To Our Newsletter

Phone: 865-281-1616